A derivative product company, or DPC for short, is a special kind of company. Big banks sometimes use DPCs to do certain kinds of business deals called derivatives. Banks like using DPCs because DPCs can often get really good credit scores, like a ‘AAA’ rating. This is true even if the bank itself has a…
A derivative lawsuit occurs when one or more shareholders sue a company on behalf of the company itself. The shareholders file a lawsuit against the company’s board of directors or executives because they think the directors or executives did something wrong that hurt the company. Why Shareholders File Derivative Lawsuits Shareholders file derivative lawsuits when…
Many people wonder about clothing bloggers and their shopping habits. This practice happens more than most people realize. Many fashion and lifestyle bloggers regularly buy clothes to create content and then return them after taking photos or making videos. They need new outfits to keep their content fresh and interesting for their followers, and buying…
Money can do more than just sit in a bank. People use special financial tools called derivatives to make money work harder. A derivative gets its worth from something else – like stocks, gold, or foreign money. Let’s learn about these useful financial tools in plain words. What Makes a Derivative Special? A derivative is…
Deregulation means getting rid of some rules that control how companies work. It gives businesses more freedom to make their own choices about how they run things. Think of it as removing some of the red tape that can make it hard for companies to do business. Companies in many countries deal with lots of…
An economic depression happens when a country’s economy gets much smaller very quickly and stays bad for a long time. Many people lose their jobs, stores close down, and things get cheaper because nobody has money to buy them. Main Signs of a Depression Jobs Disappear During a depression, many companies cut jobs or closed…
Depreciation means something loses its value over time. Think about a new car – it’s worth less money after you drive it for a few years. This happens to many things businesses own, from computers to factory machines. Types of Depreciation Physical Asset Depreciation When we talk about physical things losing value, we mean stuff…
The Depository Trust and Clearing Corporation serves as the main organization that helps people buy and sell stocks and other investments in the United States. It started in 1972 and works behind the scenes to make sure money and ownership records move safely between buyers and sellers. Think of all the stocks that trade each…
A depositary works as an authorized agent who can put money and other valuable items into special places called depository institutions. These institutions include banks, companies that deal with stocks and bonds, and savings and loan organizations. Think of them as the trusted helpers who make sure money gets to the right place safely. Main…
A deposit note represents a simple debt instrument banks use to borrow money. Banks in the United States issue these notes to raise funds they need for their operations. Think of it as an IOU from the bank – they promise to pay back the borrowed money plus interest after a set period. How Deposit…
