Committee on Uniform Securities Identification Procedures

CUSIP stands for Committee on Uniform Securities Identification Procedures. These nine-character codes serve as unique identification tags for stocks and bonds traded in the United States and Canada. Standard & Poor’s Corporation manages the CUSIP system, assigning these codes to help investors and financial professionals track specific securities across markets and platforms. History and Development…

Committee of European Securities Regulators (CESR)

The Committee of European Securities Regulators emerged in 2001 as a groundbreaking initiative to unite financial regulators across the European Union. This Paris-based organization brought together regulatory authorities from each EU member state to create a more coordinated approach to overseeing Europe’s financial markets. The European Commission established CESR during a period of rapid financial…

What is Committed Funding?

Committed funding represents a special money lending agreement between banks and their customers. This article explains what committed funding means, how it works, and why banks and borrowers use it. What Makes Funding “Committed”? Banks offer many ways to lend money. Committed funding stands out because the bank promises to give the money whenever the…

US authorities take marketplace Rydox offline

US authorities take marketplace Rydox offline

The US Department of Justice has taken down the illegal marketplace Rydox, which sold stolen personal data and tools to carry out hacks. Two Kosovars have been arrested. The U.S. Department of Justice has taken down the Clearnet website. Authorities say Rydox offered 312,372 different “cybercrime products.” Rydox was a marketplace that sold thousands of…

Commissione Nazionale per la Societa e la Borsa

CONSOB stands for Commissione Nazionale per la Società e la Borsa. It’s Italy’s leading organization that watches over financial markets and protects investors. Think of it as Italy’s version of the SEC in the United States but with its Italian style and rules. What CONSOB Does Protecting Italian Investors CONSOB makes sure Italian investors get…

Commercial Umbrella Policy

A commercial umbrella policy adds another layer of insurance protection when companies face major lawsuits or claims that exceed their regular insurance coverage. These policies help protect businesses from financial ruin when unexpected large-scale incidents occur. What Makes Umbrella Policies Different Regular business insurance policies come with specific coverage limits – maximum amounts they’ll pay…

Commercial Real Estate Bond

A commercial real estate bond represents a debt investment secured by commercial properties like office buildings, shopping centers, or warehouses. These bonds allow investors to earn income from large commercial properties without buying and managing the buildings themselves. How Commercial Real Estate Bonds Work Basic Structure Commercial real estate bonds function as debt instruments that…

Commercial Mortgage-Backed Securities (CMBS)

Commercial mortgage-backed securities represent a specific type of investment where multiple commercial mortgages are bundled together and sold to investors. These securities allow investors to earn money from commercial real estate loans without directly owning buildings. How CMBS Work Commercial mortgage-backed security starts with regular mortgages on commercial properties like office buildings, shopping malls, apartment…