business

A depositary works as an authorized agent who can put money and other valuable items into special places called depository institutions. These institutions include banks, companies that deal with stocks and bonds, and savings and loan organizations. Think of them as the trusted helpers who make sure money gets to the right place safely. Main…

A deposit note represents a simple debt instrument banks use to borrow money. Banks in the United States issue these notes to raise funds they need for their operations. Think of it as an IOU from the bank – they promise to pay back the borrowed money plus interest after a set period. How Deposit…

Deposit insurance keeps your money safe when you put it in a bank. It stops you from losing your savings if your bank runs into trouble or closes down. Many countries around the world have deposit insurance systems to protect people’s money and make them feel secure about using banks. How Deposit Insurance Works Banks…

Money moves through banks all around the world. Banks lend money to each other for short periods, and they need ways to protect themselves from changes in interest rates. This is where deposit futures come in handy. Deposit futures help banks and other financial companies manage their risk when interest rates change. A deposit future…

Google keeps track of many things when people use its search engine. They save what words we type, when we search, and which websites we click on. They do this through several ways – they look at our IP addresses, use cookies, and check if we’re signed into our Google accounts. Why Google Watches Our…

A bank deposit happens when you give your money to a bank for safekeeping. The bank promises to keep it safe and give it back when you want it. Many people around the world put their money in banks every day. What Makes a Bank Deposit? The Basic Idea When you put money in a…

Demutualization occurs when a company owned by its members becomes owned by shareholders. Many insurance companies and stock exchanges used to be mutual organizations, which meant the customers who bought insurance or traded stocks also owned the company. Through demutualization, these member-owned companies sell shares to the public and become regular corporations listed on stock…

A demerger is a special kind of business deal. It’s when a company takes part of itself and makes it into a separate company. Then, the original company sells this new separate company. Or they might decide to take the new company public on the stock market. Why do Companies do Demergers? There are a…

Demand inflation is a type of inflation. It happens when there are too many people who want to buy things. When this occurs, the prices of stuff that people want to buy go up. The more people want to buy something, the higher its price will rise. Sellers can charge more money when many people…

A recession happens when people and businesses start spending less money. Everything in the economy connects. When spending drops in one place, it causes problems in other places. Think of money as blood flowing through the economy’s body. When money moves slower, the whole economy gets sick. People feel scared about their money during bad…