PFRDA proposes dual valuation for NPS, APY
India’s pension regulator proposed new valuation methods to improve transparency in retirement investment programs. The Pension Fund Regulatory and Development Authority released guidelines suggesting dual assessment approaches for government bonds in the National Pension System and Atal Pension Yojna. The changes would reduce the effects of interest rate fluctuations on account values while supporting infrastructure financing through stable capital allocations.
Officials want the framework to show clearer wealth accumulation patterns for account holders. The authority requested public feedback by Nov. 30 on implementing these structural adjustments. Combined assets in both programs surpassed 16 trillion rupees with more than 90 million enrolled participants. The regulator began offering expanded investment choices through a multiple scheme framework that started Oct. 1.

